Your Trusted Long Term Insurance Brokers

At Expressfin Solutions, we offer a range quality long term insurance products that will protect you and your wallet.

Expressfin Solutions | FSP 52780

Our Long Term Insurance Products

Life Insurance

Life insurance is a contractual agreement between an individual and an insurance company where the insurance company will cover life changing events such as death, disability and severe illness for a premium.

There are a few key components of life insurance:

Death Benefit: refers to the amount of money the insurance company will pay out to the beneficiaries when the policyholder passes away.

Severe Illness Benefit: refers to the amount of money paid to the policy holder following the diagnoses of a severe illness that will affect major body functions and systems. The payment eases the financial burden that may come with the diagnoses.

Disability: Refers to the amount of money paid to the policy holder should the policy holder be diagnosed with a disability. It can be a vital component of a Life Insurance plan, offering peace of mind and security during the uncertainties of life in an unpredictable world.

Funeral Insurance

Funeral insurance is designed to cover the expenses associated with a person's funeral upon their death. It provides financial assistance to the deceased individual's family or beneficiaries during an emotionally challenging time.

Features of funeral insurance include:

Fast Claims – payment can be made with 24 – 48 hours provided all required documentation is supplied.

Simplified Underwriting: Simple and quick application process

Flexible Cover: Varying Plans and Cost

Disability Cover

Disability cover is a type of insurance policy designed to provide financial protection and income replacement to individuals who are unable to work due to a disability.

This insurance is essential for safeguarding a person's financial well-being and maintaining their standard of living if they become disabled and are unable to earn their regular income. It offers peace of mind and security during the uncertainties of life in an unpredictable world.

Severe Illness Cover

Severe illness cover provides cover to policyholders in the event they are diagnosed with a specified severe illness or medical condition. It is designed to offer financial support when individuals are faced with the large costs associated with serious illnesses. It aids in covering medical expenses, ongoing care, and other financial obligations which may arise.

This type of cover provides peace of mind and aids individuals, and their families navigate the tough financial terrain that often accompany a serious medical diagnosis. It ensures that individuals can focus on their recovery without the stress of managing extensive medical bills and other financial burdens.

Insurance On Your Terms

Are you tired of having to make several phone calls to a call centre agent to submit a claim? Do you want to experience a more personalised insurance process? Expressfin Solutions is here to make your life easier and provide you with quality insurance on your terms.

Expressfin Solutions is an authorized financial services provider (FSP number 52780) in terms of Section 8 of the FAIS Act.